{"id":5656,"date":"2023-04-20T17:40:23","date_gmt":"2023-04-20T17:40:23","guid":{"rendered":"https:\/\/jaybee.tech\/was-ist-eine-schweizer-fintech-lizenz\/"},"modified":"2024-01-16T09:36:38","modified_gmt":"2024-01-16T09:36:38","slug":"was-ist-eine-schweizer-fintech-lizenz","status":"publish","type":"post","link":"https:\/\/jaybeeconsulting.ch\/de\/was-ist-eine-schweizer-fintech-lizenz\/","title":{"rendered":"WAS IST EINE SCHWEIZER FINTECH-LIZENZ?"},"content":{"rendered":"\n<p>Die Schweizer FinTech-Lizenz, auch bekannt als Banklizenz light, digitale Banklizenz oder Neobanklizenz, ist eine regulatorische Lizenz, die 2019 von der Eidgen\u00f6ssischen Finanzmarktaufsicht (FINMA) eingef\u00fchrt wird. Diese Lizenz soll die Innovation in der Finanzbranche f\u00f6rdern, die Eintrittsh\u00fcrden f\u00fcr FinTech-Unternehmen verringern und eine wettbewerbsf\u00e4higere Landschaft f\u00fcr digitale Bankdienstleistungen schaffen.<\/p>\n\n<p><strong>Die wichtigsten Vorteile einer Schweizer FinTech-Lizenz:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Ausgabe von IBANs in mehreren W\u00e4hrungen<\/li>\n\n\n\n<li>Bereitstellung von ma\u00dfgeschneiderten vIBANs<\/li>\n\n\n\n<li>Unabh\u00e4ngig von Banken sein<\/li>\n\n\n\n<li>Er\u00f6ffnung eines Girokontos bei der SNB<\/li>\n\n\n\n<li>Beantragung eines VISA\/MasterCard-Kontos<\/li>\n\n\n\n<li>Zugang zu SWIFT \/ SIC \/ EuroSIC \/ SEPA<\/li>\n\n\n\n<li>Annahme von Einlagen bis zu 100 Millionen CHF<\/li>\n\n\n\n<li>Krypto-Verwahrung mit Omnibus- oder segregierten Wallets<\/li>\n\n\n\n<li>Bereitstellung von offenen Bankdienstleistungen \/ BaaS<\/li>\n\n\n\n<li>Betrieb einer FX-Plattform<\/li>\n\n\n\n<li>Ausgabe von Debitkarten<\/li>\n\n\n\n<li>Karten Acquiring Gesch\u00e4ft<\/li>\n\n\n\n<li>Betrieb einer Crowdfunding-Plattform<\/li>\n\n\n\n<li>Bearbeitung von Zahlungen\/Abrechnungen<\/li>\n\n\n\n<li>Betrieb einer Kryptob\u00f6rse ohne Derivate<\/li>\n<\/ul>\n\n<p><\/p>\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/jaybeeconsulting.ch\/wp-content\/uploads\/2023\/04\/fINTECH-lICENSE-oVERVIEW-1024x575.png\" alt=\"\" class=\"wp-image-2433\" srcset=\"https:\/\/jaybeeconsulting.ch\/wp-content\/uploads\/2023\/04\/fINTECH-lICENSE-oVERVIEW-1024x575.png 1024w, https:\/\/jaybeeconsulting.ch\/wp-content\/uploads\/2023\/04\/fINTECH-lICENSE-oVERVIEW-300x169.png 300w, https:\/\/jaybeeconsulting.ch\/wp-content\/uploads\/2023\/04\/fINTECH-lICENSE-oVERVIEW-768x432.png 768w, https:\/\/jaybeeconsulting.ch\/wp-content\/uploads\/2023\/04\/fINTECH-lICENSE-oVERVIEW.png 1525w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<div class=\"wp-block-file\"><a id=\"wp-block-file--media-f090f567-3896-4b2f-bbdc-4fe732815332\" href=\"https:\/\/jaybeeconsulting.ch\/wp-content\/uploads\/2023\/04\/JayBee-Swiss-Fintech-License-Overview-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>JayBee &#8211; Schweizer Fintech-Lizenz  <\/strong><\/a><a href=\"https:\/\/jaybeeconsulting.ch\/wp-content\/uploads\/2023\/04\/JayBee-Swiss-Fintech-License-Overview-1.pdf\" class=\"wp-block-file__button wp-element-button\" download=\"\" aria-describedby=\"wp-block-file--media-f090f567-3896-4b2f-bbdc-4fe732815332\"><strong>Herunterladen<\/strong><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Die wichtigsten Vorteile einer Schweizer FinTech-Lizenz<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[80,79],"tags":[109,85,88,107,86,87,108,110,111,106],"class_list":["post-5656","post","type-post","status-publish","format-standard","hentry","category-alle","category-artikel","tag-eurosic-de","tag-finma-de","tag-fintech-de","tag-iban-de","tag-krypto","tag-schweiz-de","tag-sepa-de","tag-sic-de","tag-snb-de","tag-swift-de"],"_links":{"self":[{"href":"https:\/\/jaybeeconsulting.ch\/de\/wp-json\/wp\/v2\/posts\/5656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jaybeeconsulting.ch\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jaybeeconsulting.ch\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jaybeeconsulting.ch\/de\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/jaybeeconsulting.ch\/de\/wp-json\/wp\/v2\/comments?post=5656"}],"version-history":[{"count":2,"href":"https:\/\/jaybeeconsulting.ch\/de\/wp-json\/wp\/v2\/posts\/5656\/revisions"}],"predecessor-version":[{"id":5660,"href":"https:\/\/jaybeeconsulting.ch\/de\/wp-json\/wp\/v2\/posts\/5656\/revisions\/5660"}],"wp:attachment":[{"href":"https:\/\/jaybeeconsulting.ch\/de\/wp-json\/wp\/v2\/media?parent=5656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jaybeeconsulting.ch\/de\/wp-json\/wp\/v2\/categories?post=5656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jaybeeconsulting.ch\/de\/wp-json\/wp\/v2\/tags?post=5656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}